We now offer a 9 month interest free credit option.
Your payment schedule will be calculated over 48 months and include 29.8% APR.
At the end of the first 9 month period, you will be given the option to pay the balance of the original price in full paying no interest (see example below).
If you decide not to take this option, you will continue the monthly payments for a further 39 months and interest of 29.8% will be charged on the full 48 month period.
To apply for this option follow the link on 'your order' page. You will then be asked to complete an application form and select repayment with or without a Payment Protection Plan (click here for terms and conditions). We will process your application and advise the outcome by email the next working day.
We will send you a credit agreement which you will need to sign and return to us as soon as possible. We cannot process your order until we have your signed credit agreement.
Credit facilities are provided by Open and Direct Retail Services Ltd.
The first payment will be due one month following delivery.
Payment will be made by Direct Debit.
Credit available on orders over £300.
Credit only available to customers with bank/building society current account or savings account which allows direct debits.
Credit is only available to persons aged 18 or over and is subject to status and conditions.
Please note that all credit payments are calculated at 29.8% APR.
If you would like more information on the payment protection click here.
Example of payment by interest free credit on an order of £1000:
Without payment protection:
Payments of £33.92 per month for 8 months and one payment of £728.64 for month 9.
(total amount payable £1000)
If you choose not to pay the balance by month 9:
Payments of £33.92 will continue for a further 39 months (48 months in total).
(total amount payable £1628.16)
With payment protection:
Payments of £42.67 per month for 8 months and one payment of £658.64 for month 9.
(total amount payable £1000)
If you choose not to pay the balance by month 9:
Payments of £42.67 will continue for a further 39 months (48 months in total).
(total amount payable £2048.16)
